GOVENDER, Cookie M.; ADEGBITE, Waliu Mulero. Measuring Human Capital Development (HCD) Return on Investment (ROI), Risk, and Knowledge Gaps across selected Occupations in South Africa. Journal of Management and Research, [S. l.], v. 10, n. 1, p. 58–83, 2023. DOI: 10.29145/jmr.101.03. Disponível em: https://ojs.umt.edu.pk/index.php/jmr/article/view/1357. Acesso em: 14 jun. 2026.