Bitok, Stephen Kosgei, Josephat Cheboi, and Ambrose Kemboi. “Influence of Financial Leverage on Financial Sustainability: A Case of Microfinance Institutions in Kenya”. Journal of Finance and Accounting Research 3, no. 1 (March 25, 2021): 1-17. Accessed April 19, 2025. https://ojs.umt.edu.pk/index.php/jfar/article/view/1036.